Add Good Credit Is King, When Qualifying For Mortgage Programs
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Have you ever seen those infomercials about buying houses with "No Money Down?" They are rather well done. They have a number of people offering great testimonials about how they have gotten rich, buying rental properties, with absolutely cash out of their drawer. You see this guy, standing on a street corner, talking to someone, and he says, "I own that one," pointing to a beautiful colonial. "I also own that one next to it, and the one two doors down, and We are closing on the one directly across the street from it, next little while." He then assures us that he has purchased 17 homes in dispersed in the remaining eight or ten months, with zero money concerning the properties. Plus, oftentimes he's also paid no closing costs.
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One Virginia hospital billed a couple for the circumcision of his or her newborn. Not an unreasonable charge, really, excluding the simple fact the couple had a baby girl.
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A second point is break down your goals into three categories: short, intermediate and long term. I would advocate that you needed to have a separate list for your very own personal, professional and life goals. The personal goal list would cover areas like: personal relationships, use of free time, personal growth activities, reading up on a particular topic, taking continuing education classes or seminars, etc. Your professional goal list should be clearly specific to building your business, increasing revenues, cutting costs, strategic planning, marketing, employee management, creating partnerships and meeting beneficial business contacts. Your own goals would cover the broader picture of what you want to accomplish in life and what who you wish to be remembered for.
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